Tools for transactions, savings and growth

Streamlined Digital Banking Services

Easy access with Premier Checking
(formerly Above the Norm Checking)

With an interest and cash-rewards earning checking account, you’ll have fast online access to your funds from home and via mobile banking when you’re on the go. This means you can securely deposit and withdraw funds 24 hours a day. Make the switch to VersaBank USA today.

Grow with Premier Savings
(formerly Above the Norm Market Savings)

Whether you are building a rainy-day fund or saving for a big purchase or vacation, the right savings account can help you realize your financial goals sooner. Plus, you can automate deposits, bill payments and more, all while earning interest on your savings.

Banking on the go with VB Online

Day or night, at home or away, you can securely manage your VersaBank USA accounts from your laptop or by using our app on your smartphone or tablet.

  • Make a mobile deposit
  • Pay your bills online
  • View your account statements
  • Receive security alerts
Personal Online

Telephone Banking with a personal touch

When you need to bank by phone, simply call our 24-hour automated banking line at 877.898.2302 to access your account balances and a list of your most recent transactions. Don’t forget that you can always speak with a member of our banking team for live support during business hours.

Higher Deposit Savings: Certificates of Deposit

Let us help you find the right solutions for low-cost and secure longer-term savings. VersaBank USA offers FDIC-insured Certificates of Deposit (CDs) to help you maximize your savings with higher returns – without risking your principle.

Individual Retirement Accounts

We offer tax-efficient solutions for retirement savings. Both Traditional and Roth IRAs are available through VersaBank USA. Ask our banking team which solution might be right for you.

Builder Youth accounts
(formerly SmartStart)

It’s never too early for kids and teens to begin their financial journey with Builder Youth banking. Our special savings account and certificates of deposit you can add to over time are geared to providing your younger family members with invaluable real-life, firsthand money management experience.

Financial Fraud Image

Financial Fraud: What you need to know

While VersaBank USA uses best-in-class security and fraud detection systems, it is still important for customers to be aware and informed of the many ways criminals may try to gain access to your confidential information, money, and even your identity. Remember, VersaBank USA will never call and ask for your passwords or PINs. Learn more about financial fraud and how to safeguard your information and funds.