Business Banking
Financial and growth solutions
VersaBank USA offers business banking solutions designed to lower your costs and help you achieve your dream. High yield deposit accounts, Certificates of Deposit, ATM access, and cash management solutions are all available to let you focus on building your business.
BusinessSavvy Checking
(formerly BusinessSmart Checking)
Drive your success with an FDIC-insured BusinessSavvy Checking account. With seamless access and control from the office or in the field, this account features free eStatements, earns interest and cash back, and has no hidden fees. Plus, you’ll benefit from nationwide ATM access.
BusinessSavvy Savings
(formerly BusinessSmart Savings)
Keeping a reserve of cash for large purchases, acquisitions, or emergencies is critical for many businesses. Our BusinessSavvy savings account allows you to have ready access to cash while earning interest, maintaining liquidity and enjoying the benefits of digital banking.
Certificates of Deposit (CDs)
If your business has medium- to long-term purchasing plans, you may benefit from saving within CDs. With terms as short as nine (9) months, CDs provide interest earnings better than savings account rates with the stability and security of FDIC protection.
Cash Management Tools
Whether setting up payroll files, wire transferring funds to suppliers or vendors, or processing payments, our cash management tools help keep your business moving. keep your business moving. Plus, many features help your customers do business with you. A win-win.
VB Online
Banking for the digital age
Whether you’re on the road or managing a late-night situation, online and mobile banking through VB Online gives you the flexibility and control you need for your business.
- Check balances, transactions and deposits
- Customize email and text alerts
- View online statements
- Transfer funds
- Pay bills and schedule payments
Financial Fraud: What you need to know
While VersaBank USA uses best-in-class security and fraud detection systems, it is still important for customers to be aware and informed of the many ways criminals may try to gain access to your confidential information, money, and even your identity. Remember, VersaBank USA will never call and ask for your passwords or PINs. Learn more about financial fraud and how to safeguard your information and funds.