BusinessSavvy Checking
(formerly BusinessSmart Checking)
This account is designed to give you maximum control and transparency with no minimum balance or hidden fees. Plus, you’ll always be backed by an expert team, driven by a passion to help you reach your goals.
Account Features
Business banking at its best.
A BusinessSavvy Checking account gives you simple options and valuable tools for managing your business.
- No opening balance requirement
- No hidden fees
- No minimum balance
- Earn interest on any balance
- Online and mobile banking – free with your account
- Free monthly eStatements
- Personalized customer service – get help from a live representative
- Nationwide ATM network – more than 40,000 free ATM locations for easy access to your money
- Debit card paying Emerald Cash Rewards
Rewards
Grow your money
- 0.25% APY* if balance is $24,999.99 or less (A balance of $0.01 is needed to earn the APY)
- 0.50% APY* if balance is $25,000.00 or more
Emerald Cash Rewards
- 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly**
*APY is annual percentage yield. Rates are accurate as of 12/19/2024 and subject to change at any time, including after account opening. Fees may reduce earnings.
** Earn up to $500 per month. Pending and preauthorized debit card transactions do not earn cash rewards until the final transaction posts to the account. Cash rewards rate effective 12/19/2024.
We’ve got you covered
Like most businesses, you’re going to need multiple accounts. Combining a BusinessSavvy Checking account with a BusinessSavvy Savings account keeps your overall banking connected. Your savings can grow, while you’ve got the cash flow you need.
Plus, we can help you manage your personal and family finances with our range of checking, savings and CD accounts to meet your everyday banking needs.
VB Online
Online and mobile banking for your growing business
VB Online is the safe and secure platform that allows you to manage your accounts anytime, anywhere, from any device.
- Check balances and review transactions
- View online statements
- Deposit checks remotely
- Transfer funds
- Pay bills and manage automatic payments
- External ACH external transfers to/from other financial institutions
