Certificates of Deposit (CDs)
Certificates of Deposit (CD) help grow your money in a low-risk way
CDs are a great way to earn higher returns on funds you can set aside for a fixed term. Plus, your deposits up to $250,000 per account are insured by the FDIC.
Standard CD Terms and Rates
| Term | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| 9 months** | $500 | 3.5% | 3.52% |
| 12 months | $500 | 1.75% | 1.75% |
* APY is annual percentage yield. Rates are effective as of 04/08/2026 and subject to change at any time. A penalty may be imposed for early withdrawal.
** Compounding at maturity.
Contact the bank team today to earn more with guaranteed savings.